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Details of the Society's current fees relating to mortgage accounts are shown on the right.
If you shoud need further information regarding any of our charges please contact our Head Office.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Society is authorised and regulated by the Financial Services Authority.
| Description | Charge |
| Mortgage Interest Fiscal Certificate | £25 |
| Mortgage reference | £30 |
| Further advance completion | £55 |
| CHAPS fee [telegraphic transfer of funds] | £15 |
| Mortgage product/scheme switch | £55 |
| Completion of questionnaire for a second mortgage provider [including consent] | £65 |
| Life policy administration [per policy]: | |
| a) Change in repayment method | £55 |
| b) Surrender of a life policy | £55 |
| c) Substitution of a life policy | £55 |
| d) Amendments to the life assured | £55 |
| e) Repayment transfer due to a lapsed life policy | £55 |
| Change in repayment method | £55 |
| Transfer of the property, subject to the mortgage,e.g. husband to wife, release of guarantor: | |
| a) Basic charge [excluding legal fees] | £95 |
| b) Life policy administration | £65 |
| Borrower changing buildings insurance company [each change of insurer] | £25 |
| Duplicate mortgage statement or breakdown | £20 |
| Closed/redeemed mortgage account statements [per copy] | £30 |
| Extend/reduce mortgage term | £30 |
| Leasehold property - non-payment of: | |
| a) Ground rent | £50 |
| b) Service/management charge | £50 |
| c) Insurance premiums | £50 |
| Unpaid Direct Debit / Unpaid cheque representation | £20 |
| Mortgage Exit Administration Fee comprising a Release of Title Documents Fee and Discharge Fee. | £125 |
| Photocopying of Title Documents: | |
| a) Full | £30 |
| b) Up to 10 sheets | £15 |
| Information from Borrower's Title Documents | £25 |
| Arrears charges: | |
| a) Arrears letter chasing non-payment - per letter | £20 |
| b) Mortgage account statement | £20 |
| c) Letter before legal action | £35 |
| d) Upon instructing solicitors to commence recovery proceedings | £65 |
| e) Sale of property in possession | £300 |
| f) Broken arrangement | £35 |
| g) Arrears visit | £125 |
| Approval of legal documents requiring the Society's official authorisation | £55 |
| Approval of Rights of Way/Release of part security | £30 |
| Approval of Tenancy Agreement/Lettings [if not previously let] | £45 |
| Government Grant letter, e.g. proof of ownership | £20 |
| Valuation fees: | |
| Revaluation charge [minimum charge] | £100 plus VAT |
| Data Protection Act: | |
| a) Access to computer data | £2 |
| b) Access to personal records held on the Society's files | £10 |