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Mortgages can be arranged for customers who have an existing mortgage with another lender and for those who do not have a mortgage at the moment. Funds are available for a wide range of purposes, including:
- Home improvements
- Expanding a business
- University fees
- Purchase of an additional property
The mortgage can be arranged over a term of years of your choice.
The Key features of this mortgage are detailed below. In addition to this, copies of our Tailored Mortgages and Mortgage Information leaflets are available as a PDF download.
For further details and to discuss your clients requirements please contact our Mortgage Department on 01582 463133 or email mortgages@harpendenbs.co.uk.
| Terms | |
| Minimum loan: | £25,000 |
| Maximum loan: | £1.8 million |
| Max Loan to Value: | 70% of the property value |
| Current variable rate: | From 4.19% * |
| Overall cost for comparison: | 4.4% APR * |
| Portable: | Yes |
| Ages: | Min 18 - no maximum |
| Income capacity: | Based on affordability |
| Repayment methods: | Repayment, interest-only, part & part |
| Administration fee: | £25.00 |
| Arrangement fee: | Refer |
| Legal Fee: | Refer |
| Deeds release fee: | £50 |
| Redemption fee: | £75 |
| Early repayment charge: | Refer |
*The actual rate payable will depend upon your clients individual circumstances, please ask for a personalised illustration.
This mortgage will be regulated by the Financial Services Authority (FSA). Follow this link for information regarding Mortgage Regulation.
Building insurance cover is required and can be arranged by the Society.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Society is authorised and regulated by the Financial Services Authority.
Intermediary Rates
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Tailored Mortgages Leaflet PDF2.2MB You will need to have Adobe Acrobat Reader installed on your computer to view or print any of our forms. Click here to download.