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If there is an agricultural restriction on a property, then occupancy will be restricted to people whose main occupation is in some form of agriculture, such as farming or forestry. We can help on either an employed or self employed basis. This can also include those individuals who were previously employed in this type of occupation.
The Key features of this mortgage are detailed below. In addition to this, copies of our Tailored Mortgages and Mortgage Information leaflets are available as a PDF download.
For further details and to discuss your individual requirements please contact our Mortgage Department on 01582 463 133 or email mortgages@harpendenbs.co.uk.
| Terms | |
| Minimum loan: | £25,000 |
| Maximum loan: | £500,000 |
| Value of property: | Not less than £100,000 |
| Max Loan to Value: | 65% of the property value |
| Current variable rate: | From 5.19% * |
| Overall cost for comparison: | 5.5% APR * |
| Portable: | Yes |
| Ages: | Min 18 - no maximum |
| Income capacity: | Based on affordability |
| Valuation fee: | Details on request |
| Property location: | England and Wales |
| Repayment methods: | Repayment, interest-only, part & part |
| Employment categories: | Farming, forestry, horticulture, equestrian, etc. |
| Administration Fee: | £25 |
| Arrangement Fee: | Refer |
| Valuation Fee: | Refer |
| Legal Fee: | Refer |
| Deeds Release fee: | £50 |
| Redemption fee: | £75 |
| Available for new purchase: | Yes |
| Available for remortgage: | Yes |
| Early repayment charge: | For the first 3 years |
*The actual rate payable will depend upon your individual circumstances, please ask for a personalised illustration.
This mortgage will be regulated by the Financial Services Authority (FSA). Follow this link for information regarding Mortgage Regulation.
Building insurance cover is required and can be arranged by the Society.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Society is authorised and regulated by the Financial Services Authority.
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Tailored Mortgages Leaflet PDF2.2MB You will need to have Adobe Acrobat Reader installed on your computer to view or print any of our forms. Click here to download.