
Retired borrowers who have taken out a lifetime interest-only mortgage. They have a
considerable pension income and will use the mortgage for home
improvements, travel, inheritance tax planning and for their grandchildren's
school fees.
Single male client was approaching retirement with a substantial pension fund and significant
assets, which he can utilise when it suits his circumstances.
Remortgage for a professional client who had a fast expanding business.
First-time buyers required a loan where one of them had recently started a new job. Their
parents acted as guarantors and they were able to put down a 25% deposit.
High net worth individual who had been living and working in Europe, but had recently taken up a
senior position in England.
Couple who have tended to stay in a property for just over a year while they
make major improvements - they then find another "project" and move on.
Obtained mortgage to purchase land to be used for grazing their horses.
Retired woman wanted to develop the plot at the bottom of her garden to enable her to raise
sufficient funds in order that she could remain in her home rather than move to a
cheaper property.
Client with income from various sources decided to buy a run-down cottage in an idyllic location.
Once it has been refurbished the cottage will be utilised as a holiday let.
Post-graduate student bought the house that she is living in. Two other students are sharing the house
and paying her rent. Her parents are acting as guarantors. Although they have
retired early, they have good pension income and significant investments.
Couple took out a mortgage so that they could purchase a holiday home which they
will use themselves.
Lady with various sources of income applied for a modest mortgage to to enable her to buy her ex-husband's share
of their home.
Two beneficiaries had inherited a property and one wished to buy the other's share. The property
will then be modernised before being sold.
To discuss your requirements, either complete our on-line Enquiry form or
telephone our Mortgage Department on 01582 463133.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Society is authorised and regulated by the
Financial Services Authority.